Anderson GroupAnderson Musical Instrument Insurance Solutions, LLC is the endorsed agent for the American Harp Society Musical Instrument Insurance Program.  Anderson Group, located in Sebring, FL (USA), is devoted exclusively to insuring musical instruments and valuable articles worldwide for musicians, musician associations, orchestras, collectors and musical instrument dealers. Anderson specializes in insuring harps as well as all types of musical instruments, and electronic equipment.  If you can play it, Anderson can most likely insure it!  Anderson is also the endorsed agent for the World Harp Congress and the International Society of Folk Harpers and Craftsmen Musical Instrument Insurance Programs and the Harp Centre of Australia.

Insurance coverage provided by The Hanover Insurance Company to the American Harp Society and its Participating Members, policy #IHN 9407647. You must be a member in good standing of the American Harp Society to participate in this program.

Anderson Insurance and the American Harp Society want to remind anyone who rents or intends to rent an instrument insured in the American Harp Society Harp Insurance Program, that coverage is capped at $1,000 without receiving prior underwriting approval.  Please visit for more information. 

Highlights of the AHS insurance program:

Cause of Loss:
"All risk" Coverage, except as excluded, is provided for your instruments and related equipment and accessories.

Valuation Clause:
This “all risk” coverage is provided on an "agreed value" basis.
Once Anderson accepts a requested valuation, that insurance limit will be the amount agreed to be the value for the purpose of this insurance.

Coverage Territory:
Musical instruments are covered on a worldwide basis.

Rate per $100 of insured value:
The AHS Harp Insurance program rate of $.50/$100 of coverage is among the lowest available worldwide.

Rental Reimbursement Coverage:
(Included at no additional charge to participating AHS Harp Insurance members in good standing.) Provides coverage up to $600 per month for up to 12 months subject to timely repair of a covered loss on a damaged instrument IF you do not have an equivalent idle instrument.

Detailed information can be found at: or by visiting